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Be your own advocate!

10/31/2017

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Be your own advocate! As a patient, it is important to do your own research, ask questions about the recommended course of medical action and then work in conjunction with your doctors and specialists to develop the best plan of action for yourself. The same holds true for your financial well-being and financial security. You must be your own advocate!

In September, over 140 million people were affected by a security breach at Equifax, one of the three major credit reporting agencies. It is essential for your own financial future protection to always be cognizant and diligent of anything or anyone that could adversely affect your ability to support the standard of living you have dreamed and hoped for. It is the age-old belief that it won’t be my personal information affected by the security breach. However, because of the large numbers of people affected, it is imperative for everyone to be diligent, be their own advocate and take the correct steps to protect themselves as best they can.
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To advocate for your personal financial security moving forward, we have outlined a few easy strategies to follow:

1. Check Your Credit
You can apply for a free credit report. There are currently 3 credit reporting agencies, Equifax, TransUnion and Experian (which was formerly known as TRW.) These agencies are actually for-profit companies owned by their shareholders and not government entities or funded by the government as many people may think. Although they are generally regulated by the Fair Credit Reporting Act (FCRA), they are still independent companies and therefore it is important to verify information from all three institutions.

2. Credit Freeze
Consider placing a credit freeze on your account to ensure your information has not been recently compromised by fraudulent activity. If you have no reason to borrow money in the near future, it may be worth spending the small fee to freeze your account and thoroughly examine any transactions in question.

​3. Monitor Money and Credit Card Statements
Life gets busy for all of us! But, you need to take the time and review your bank statements as well as your credit card reports more often than once a month. If you remember to analyze your personal financial information on a frequent basis, you are more apt to respond to fraudulent behavior in a more timely manner, thus reducing the amount of time required to remedy any unfortunate situations. Or, if you prefer, there are companies (like LifeLock or Identify Force to name a couple) who will do the monitoring (fee-based) and alert you regarding any suspicious behavior.

​Be your own advocate! If a doctor prescribed a new medication, you should take the time to research the side effects and benefits as well as confirm that your new medication does not negatively interact with prescription drugs you are currently taking. The same theory applies to financial security and the future well-being of your assets and personal information. If you allocate the time to do the research and follow the strategies outlined above, you will greatly increase the potential for a worry-free financial future.
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Verizon’s Yahoo Acquisition Finally Completes

6/13/2017

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Verizon Now Officially Owns Yahoo

Verizon announced today that its acquisition of Yahoo has finally completed. This comes after Verizon announced that it was buying Yahoo in July 2016. The company then attempted to go back and lower its price, or even get out of the deal, due to the various security hacks that Yahoo had made public. But now, Verizon is the proud owner of about 50 brands, thanks to Yahoo. Verizon is combining Yahoo and AOL into a new company called OATH, which will house many different publications and brands, including Yahoo Sports, The Huffington Post, Engadget, TechCrunch, Tumblr, Flickr and more. Combined, these brands and publications engage with over a billion people around the world.

Yahoo’s CEO, Marissa Mayer has also decided to resign from her role at Yahoo following the acquisition. This is likely due to the number of hacks that were made public after Verizon announced the acquisition last year. In Verizon’s press release, the company announced that Mayer had chosen to resign and that it wishes her well in her future endeavors. There’s no word on where Mayer may appear next, but it’ll likely be another tech company, after all, she has been an executive at many of the bigger names in Silicon Valley, including Google, and HP.
Verizon bought AOL and then Yahoo so it could use the ad services from both companies for its Go90 service. Verizon offers up Go90 for free, but it’s ad-supported. And Verizon also wants to compete with Google, who is still king in the ad space. Surprisingly, AOL and Yahoo were Google’s only true competitors, as they did hold a decent market share, although pretty small comparatively. Of course, the amount of content that both companies have under their umbrella is definitely good for Verizon, especially with Go90 and their future streaming TV service, which the company has said that it wants to use exclusive content to differentiate its service from other services on the market. And since it is already a pretty competitive market – with Sling TV, PlayStation VUE, and YouTube TV – that’s a pretty good idea. Although many would love to get a true cable TV package without a cable box.


-Article by androidheadlines.com

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